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Travel Insurance

You never need insurance until you need it and then boy do you need it!

Should I Have Travel Insurance?

In our opinion, travelling to Africa and enjoying many of the activities available here, without adequate travel insurance is a very unwise decision, it should be a pre-requisite. Apart from the potential problems of delayed or cancelled flights and lost or damaged luggage, there are also limited medical facilities, remote locations and potentially hazardous activities all of which require decent Emergency Medical Cover.

Where Do I Get the Right Travel Insurance?

We have spent considerable time analysing what cover is needed for our part of the world and who covers it best and why. 

This analysis has lead us to WorldNomads.com because of these 10 vitally important reasons:

  1. Well known, respected and reputable company, backed by specialist insurers and global assistance partners
  2. Their polices cover just about everything, including both Medical and Travel Protection insurance - Very Important
  3. Includes emergency air evacuation where medically necessary - vital in our part of the world
  4. Covers a big range of adventure sports and activities that you are likely to be doing whilst here on holiday
  5. Simple, flexible and straight forward quotations and cover details
  6. Huge cover at very competitive prices, with low excess payments
  7. You can Buy Online, even if you’ve already left home
  8. You can buy more cover and claim online while travelling
  9. Their commitment to exceptional customer service. If you have any questions, please contact WorldNomads.com directly.
  10. You get the chance to Give a little back and support a community development project


Is Travel Insurance Expensive?

Why not get a quick quote by entering your details into the above yellow widget, it is quick and easy. I think you will be surprised at how comparatively cheap Travel Insurance is when compared to the potentially huge costs that can be incurred if something unfortunately goes wrong.

Who would want to or could even afford to pay out US$10 million in Emergency Medical expenses or US$5000 for cancelled or curtailed travel expenses. World Nomads does and for under a $100 in some cases. It's kind of a no brainer.

By focusing on what you need and leaving out what you don't, World Nomads prices are some of the most competitive online.

What Does Travel Insurance Cover?

This is a very important question and what you need to ensure is that you have cover in 2 main categories - Medical and Travel.

1) Medical - Anything to do with your physical well being from medical emergencies involving accidents or ill health to medical evacuation, funeral expenses, legal expenses, emergency dental treatment, loss of limbs, sight or a permanent disability. It is the real big one, as it can run into the millions of dollars.

2) Travel - Anything to do with your travel arrangements from flight delays and cancellations, trip interruptions and curtailments to your baggage, personal belongings, passports, credit cards and money, whether lost, stolen or damaged.

This is why we like World Nomads, they seem to have both areas covered. Not only is their Medical Policy so comprehensive, insuring adventurers from bungee jumpers and white-water rafters to elephant back and other safari activities but their Travel Cover is equally as inclusive.

WorldNomads.com is supported by different insurers from around the world and hence your country of residence impacts your cover. Always read your policy wording to review your specific coverage and to make sure that the policy is right for you.

Are There Different Plans Available?

World Nomads have two levels of insurance - Standard Plan and Explorer Plan. The standard plan offers good cover but for a slightly higher premium your cover is exponentially greater and this would be my recommendation in most cases. Literally a few dollars more buys you more than double the cover in some areas.

But check that out yourself, after getting a quote in the yellow widget above, you will see a full description of the the 2 plans offered, with prices and the amount covered side by side. Click on the "view details" for an in depth look at both plans including the excesses.

 

Don't Believe in Travel Insurance?  Read These True Claim Stories from World Nomad Clients

"Just wanted to say thank you to this wonderful insurance company. When my husband notified the company that I had suffered a life threatening pulmonary embolism, World Nomads took care of everything. They contacted the hospital immediately and checked on my situation, A wonderful nurse called me everyday, speaking to doctors and making sure I understood what had happened and the course of my treatment. I would recommend World Nomads to every traveler. We are still travelling and until we return home will continue to insure with them." K.McMahon, Australian in Thailand

 

"Never travel without insurance. This was the first time I ever purchased travel insurance and I am so glad I did. A few days into my trip to Spain I twisted my foot heading down to the metro. Thanks to World Nomads I was able to get medical attention in Spain and since, as luck would have it, I had a fracture that required surgery, they got me a flight home the next day. Filing a claim was surprisingly easy and when the claim was finally processed, I was reimbursed for all of my expenses including things like the extra week in the hotel I didn't get to take advantage of." L. De Jesus, U.S. resident in Spain

 

"I recently had a serious injury traveling on my own & the team was amazing. Being confused with a brain injury they took care of everything. Claiming was no problem, they were on the phone constantly to see if all was OK. I can't recommend them enough. Absolutely fantastic & l will always travel with World Nomads Insurance. Thanks guys for getting me home safely." A.Brennan, Australian in Thailand

 

"I was bitten by a monkey at the Batu Caves in Kuala Lumpur. I went to a nearby clinic and they gave me a rabies shot, antibiotics to take for 4 days, pain medicine, and anti-inflammatory medicine." T.Ryan, Canadian in Malaysia

 

More True Claims Stories from World Nomads

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